To be successful in business, one must have outstanding commercial insurance. Various disasters can occur, jeopardizing your business operations and leaving you with massive financial liabilities. The good news is that partnering with an insurance agent with your interests at heart can protect your business against many eventualities.
Are you looking for business insurance in Post Fall, ID? You can trust Infinity Insurance Group for all your commercial insurance needs. When you buy commercial insurance coverage from us, it will protect you in the following ways:
Compliance with the law
The state of Idaho requires businesses to carry a workers’ compensation insurance policy if it employs one or more part-time or full-time employees. Failure to have this insurance may result in civil and criminal penalties. Additionally, all business-owned vehicles in Idaho must maintain commercial auto insurance to cover your car and driver when involved in an accident.
Commercial property coverage covers your business structure and contents, including computer equipment, inventory, and other assets. If a disaster were to strike, this coverage compensates you for the loss up to your policy limit.
If you have employed one or more workers or occasional or seasonal employees, you are legally mandated to maintain workers’ comp insurance. This policy is designed to protect your employees from work-related injuries and illnesses.
General business liability insurance mitigates costs associated with several liabilities you encounter during your daily business operations, including advertising injury, bodily injury, and property damage.
Cushioning your business against cyberattacks
Web presence is a significant necessity to operate a business in the modern-day business climate. Unfortunately, online companies are prone to the risk of cyberattacks. As such, you need cyber insurance to protect you against data breaches and cyberattacks.
Commercial insurance in Post Falls, ID
If you need assistance in determining what type of commercial insurance you need, call or visit our Infinity Insurance Group offices situated in Post Falls, ID. Our agents will answer any queries you have about commercial insurance.