Month: November 2023

Driving without insurance can sound like a harmless idea. You’re just going up the street. What harm could it do?

The truth of the matter is it can cause a lot of emotional and physical damage. On top of that, driving without car insurance in Post Falls, ID is illegal. If you get caught, it comes with serious consequences.

Some of these include:

• A $75 fine for your first offense and up to $1,000 for your other offenses.
• Suspension of your license until you provide proof of insurance for each offense.
• Mandatory filing of an SR-22 form with the Idaho Transportation Department for one year for your first offense. It goes up to three years for your other offenses. This document proves you have the minimum liability insurance the state of Idaho requires.
• Jail time of up to six months, or a combo of jail time and a fine for your other offenses.
• Liability for the costs of any damages you cause in an accident. You’ll have to deal with lawsuits, garnished wages, or seized assets.
• Trouble finding affordable auto insurance in the future. Because of your mistake, insurers now consider you a high-risk driver and will charge you higher premiums or deny you coverage outright.

We Are Here To Help

Driving without insurance in Post Falls, ID is not worth the risk. It is better to find a car insurance policy like the ones we offer at Infinity Insurance Group that fits your budget and meets Idaho’s minimum requirements. Our agents at Infinity Insurance Group understand your dilemma and want to make sure you’re compliant with Idaho state law. Call us now for more information.