Post Falls Office
755 N Regal Ct
Post Falls, ID 83854

Local: (208) 773-7531
Toll Free: (877) 817-1406
Fax: (866) 800-5014
info@infinityinsgroup.com

HOW CAN WE HELP YOU?

Click to Call
Infinity Insurance Group

Post Falls Office

755 N Regal Ct,
Post Falls, ID 83854

Get Directions

Instant Quote


"By comparing multiple insurers, we deliver the best combination of price, coverage, and claims practices."

Shop.Compare.Save.
All in one Place

Insured Happy Family

Five Tips for Navigating Idaho’s Health Insurance Landscape

Navigating the twists and turns inside Idaho’s health insurance landscape can be daunting. Trusted professionals at Infinity Insurance Group in Post Falls, ID, can help! 

Five Tips for Navigating Idaho’s Complex Health Insurance Landscape

#1. Research Plans 

The first step to choosing the right Idaho health insurance policy for you and your family is to research available health insurance plans to compare costs, features, and benefits. A trusted insurance agent can help you understand the complexities of premiums, deductibles, and co-pays. 

#2. Understand Coverage Options 

Make sure you clearly understand what services and procedures are and aren’t covered under your new insurance plan before completing enrollment. Familiarize yourself with policy terms and choose policies that offer coverage for services, providers, and procedures you and your family will likely use. 

#3. Stay In-Network

In-network and out-of-network coverage can vary drastically. Avoid having to visit out-of-network providers by learning which providers offer the services you need and choosing the plan that aligns with your family’s needs 

#4. Use Preventative Care Services 

The best health insurance plans in Idaho include provisions for preventative services for regular health screenings and wellness visits that can help prevent and detect the onset of early illness. 

#5. Update Your Coverage Annually 

As life changes, so can your healthcare needs. Idaho health insurance policyholders need to review their existing policies each year during open enrollment and make changes or updates as needed. 

Health Insurance Professionals in Idaho

Choosing the right Idaho health insurance policy doesn’t have to be complicated. Contact the licensed and knowledgeable professionals at Infinity Insurance Group in Post Falls, ID, to learn more about your options for coverage and get a free quote! 

Life Insurance for Your Life Today

You may be under the impression that life insurance is just for the living after you’re gone. That can seem like a strange concept, but in fact, life insurance is something you can use strategically as part of your finances today.

How Life Insurance Can Benefit You, Your Family, and Your Business, Today

At Infinity Insurance Group, we offer our clients in Post Falls, ID and elsewhere a selection of life insurance that, as insurance professionals, we’ve reviewed for the quality of coverage and industry ratings. Let us explain the types of life insurance that are available and how each one has a specific role to play in your life.

Whole life insurance, for example, helps you build up cash value as well as prepare for the future benefit to those you designate. Term life insurance can be used to make sure things you’ve worked hard for, such as business and building a house, can be finished if you’re not able to. It can be difficult to envision preparing for situations like these, but it’s also an opportunity to ensure that your future plans are solid, even if the unexpected happens.

Focusing On Goals with Life Insurance

With an eye into the future, you may have goals like your child’s graduation from college, that you’d like to make sure happen without doubt. Part of your financial planning can include an affordable policy that covers the time when your child would be in college, addressing concerns of disruption due to family finances changing without your earnings. If you choose insurance with a cash value, you can have that available for the same purpose, offering a dual strategy.

At Infinity Insurance Group, we can help with your goals in Post Falls, ID, as well as provide protection.

What Types of Boats Require Insurance?

If you’ve just purchased a new boat, you’re probably very proud. Nothing can be more exciting, as well as relaxing than taking your boat out on the water to fish and participate in other activities. You might have some questions about which types of boats require insurance and more. Infinity Insurance Group in Post Falls, ID is happy to assist.

What Types of Boats Require Insurance?

In most states, including Post Falls ID, boat insurance is optional. This is true regardless of the type of boat. You don’t necessarily need boat insurance, but insuring your boat is always a good idea. You can never predict when an event might occur that damages your boat, requiring it to undergo repairs. You could also have passengers aboard who need medical attention after an incident has occurred that caused them to become injured. 

Do You Use Your Boat Frequently?

If you use your boat on a regular basis, it’s a good idea to insure it because the more you use it, the more likely it is to sustain some type of damage or become involved in an accident. Having insurance can prevent you from needing to pay out of pocket for repairs or the medical bills of injured individuals. So, you really should consider boat insurance if you use your boat frequently. 

Consult With Us

As you can see, boat insurance isn’t required in Idaho, so if you live in Post Falls, ID and you’re in need of a new insurance company, you should consider Infinity Insurance Group. We pride ourselves on providing the absolute best customer service as well as coverage. Give us a call today, so we can provide you with a quote and answer any questions that you may have before getting your policy started. 

6 Consequences of Not Having Auto Insurance

Driving without insurance can sound like a harmless idea. You’re just going up the street. What harm could it do?

The truth of the matter is it can cause a lot of emotional and physical damage. On top of that, driving without car insurance in Post Falls, ID is illegal. If you get caught, it comes with serious consequences.

Some of these include:

  • A $75 fine for your first offense and up to $1,000 for your other offenses.
  • Suspension of your license until you provide proof of insurance for each offense.
  • Mandatory filing of an SR-22 form with the Idaho Transportation Department for one year for your first offense. It goes up to three years for your other offenses. This document proves you have the minimum liability insurance the state of Idaho requires.
  • Jail time of up to six months, or a combo of jail time and a fine for your other offenses.
  • Liability for the costs of any damages you cause in an accident. You’ll have to deal with lawsuits, garnished wages, or seized assets.
  • Trouble finding affordable auto insurance in the future. Because of your mistake, insurers now consider you a high-risk driver and will charge you higher premiums or deny you coverage outright.

We Are Here To Help

Driving without insurance in Post Falls, ID is not worth the risk. It is better to find a car insurance policy like the ones we offer at Infinity Insurance Group that fits your budget and meets Idaho’s minimum requirements. Our agents at Infinity Insurance Group understand your dilemma and want to make sure you’re compliant with Idaho state law. Call us now for more information.

Hospitality Safety Nets: The Role of Commercial Insurance in the Hotel Industry

The hotel industry is a dynamic and fast-paced sector catering to travelers worldwide, especially in the Post Falls, ID area. While hotels aim to provide their guests with a safe and comfortable experience, they also face various risks and challenges. These challenges include accidents, property damage, lawsuits, and unexpected events that can disrupt business operations. Commercial insurance protects hotel owners and guests and is a crucial safety net for the hotel industry.

The Comprehensive Nature of Commercial Insurance

Commercial insurance, tailored to meet the needs of businesses, offers a comprehensive safety net for hotels. It encompasses various types of coverage, each serving a specific purpose in safeguarding the interests of the hotel industry.

Property Coverage: Protecting Physical Assets

Hotels rely heavily on their physical assets, including buildings, furnishings, and equipment. Property coverage within commercial insurance protects these assets against various risks, such as fire, natural disasters, vandalism, and theft. This ensures that hotels recover from damage swiftly and continue providing their guests with a safe and comfortable environment.

Liability Protection: Managing Legal Risks

Hotels interact with guests, employees, suppliers, and third parties daily, which can lead to various liability risks. Commercial insurance includes liability protection to address potential claims related to accidents, injuries, or property damage on the hotel’s premises. This coverage safeguards hotel owners from costly legal actions.

Business Interruption Coverage: Maintaining Operations

Unforeseen disruptions are problematic, such as fires, floods, or other events that temporarily force a hotel to close. Business interruption coverage compensates hotels for lost income and additional expenses during downtime, allowing the business to remain financially stable.

Infinity Insurance Group Can Help You

At Infinity Insurance Group, we can help answer questions concerning commercial insurance. We serve the Post Falls, ID area. Contact us today. 

Floods, Earthquakes and Natural Disasters: How to Protect Your Home with Insurance

Living in Idaho offers residents an idyllic blend of natural beauty and outdoor adventures, which can lull residents into a sense of comfort and security. However, Idaho residents need to remember that the Gem State is not immune to natural disasters like flooding, earthquakes, and wildfires — so it is vital to protect your home and belongings from unforeseen events that can lead to unexpected losses.  

Infinity Insurance Group in Post Falls, ID can help! 

Protect Your Home from Weather-Related Damages

Snowstorms and freezing rain during the winter months can lead to heavy snow and ice accumulation that stress the roofs of homes, leading to roof damage or collapse in extreme cases. Ice-filled gutters and downspouts can cause ice dams, water leaks, and internal damage to walls and ceilings. 

Minimize the Impacts of Wildfires, Natural Disasters, and Floods

Flooding caused by severe thunderstorms can infiltrate foundations and damage electrical systems and HVAC services. Smoke and wildfire ash can also infiltrate Idaho homes and overload indoor HVAC systems. Please don’t wait until it’s too late to mitigate the impacts of unpredictable Idaho weather. Safeguard your Idaho home and protect your family and belongings with home insurance from Infinity Insurance Group in Post Falls, ID. 

Get Home Insurance Coverage in Idaho

The experts at Infinity Insurance Group can explain your options for home insurance coverage to protect critical elements of your home, like roofing and gutters. They can also talk to you about preventative home maintenance tips, winterizing tips, and techniques to help reduce the likelihood of weather-related mishaps during the colder months. 

We Are Here To Help

Contact a home insurance expert at Infinity Insurance Group to learn more tips and tricks for protecting your Idaho properties and get a free quote today! 

Types of Health Insurance Plans

When you read an article talking about types of health plans, you might think we mean HMO or PPO. Most people think of health insurance as the major medical plan that their employer provides, but it also includes dental, vision, prescription drug plans, etc. Infinity Insurance Group offers an array of plan types to help you cover your medical care in Post Falls, ID.

Supplemental Health Plans

Supplemental health plans include any type of excess insurance or secondary coverage. Supplemental Medicare coverage that provides for doctor’s visits or prescription coverage counts as health insurance. When you add vision coverage or a dental plan to your health insurance package, the insurance industry also considers this health coverage.

Sometimes, an individual may add a second health plan that provides major medical coverage. This may be because their workplace plan lacks the coverage they need or so they can access added coverage limits for hospitalization. Although rare, Infinity Insurance Group can help you obtain a second full policy.

Other Types of Health Coverage

Long-term care (LTC) coverage also counts as health coverage. It provides for long-term hospitalization or rehabilitative care at a residential facility. You can purchase this type of secondary policy with a primary health insurance policy.

Contact Our Office Today

Contact Infinity Insurance Group serving Post Falls, ID to review your health insurance plan. Discuss your concerns, such as ensuring that your children won’t need to try to care for you in old age. LTC insurance can cover that. Let us know what your employer’s plan covers, and we can help you fill in what’s missing, like dental coverage. Call us today to get started.

Why Every Parent Must Enroll in Life Insurance

Having life insurance has become a must for everyone, but parents need to have one.  Your children depend on you financially, and you want to have a plan in place just in case you were to pass away.  But there are several other reasons besides unexpected tragedies why having a life insurance plan is a must.  We at Infinity Insurance Group serving Post Falls, ID are here to guide you on the right path to enrolling in a plan.

Raising Kids is Expensive

It’s no secret that raising children these days has become expensive.  One 2017 report from the U.S. Department of Agriculture shows that the average cost of raising a child from birth to age 17 is $233,610.  In the urban Midwest region, the average is said to be $227,400.  Since we’re in an inflation period, it’ll probably be more than that.  You have to factor in childcare, housing, education, food, clothing, entertainment, etc. when taking care of children.  Obtaining life insurance will help you put together the financial safety net you need.

You Need an Emergency Fund

If you’re a responsible parent, you probably put together a savings account for this.  However, having life insurance provides you with the added financial help your family truly needs.  If you were to pass away, life insurance helps provide your surviving family members with financial assistance with healthcare or with even some repairs to your home.

It Helps Prepare for Substantial Debts

When parents decide how much life insurance exactly they need, one of the things they factor in is their child’s education.  You may want to prepare financially for their future.  The cost of a college education has gone up 25% in the last decade.  Having life insurance will help you cover some of those expenses.

Contact Us For More Information

Enrolling life insurance is a must for any parent.  Let our office at Infinity Insurance Group help you find the right one.  Contact our Post Falls, ID office to schedule an appointment today.          

Boat Insurance On and Off the Water

In Post Falls, ID, no law states boat owners must have boat insurance. However, it is wise to look into whether the boat is on or off the water. The point of getting insurance is to handle the cost of replacements or repairs in the event of accidents or damaging misfortunes. 

Boats are not cheap and are a prize possession for their owners. Companies like Infinity Insurance Group can create policies to protect those prized possessions. The underwriters can specify scenarios that favor boats on and off the water.

Protection for Boats On the Water

On the water, the Coast Guard reported over 4,000 boating accidents in 2022. Since it is optional for boat owners in Idaho to have boat insurance, all damages from accidents are at the owners’ expense if they do not have it. 

Some companies that finance boats may require the owners to get insurance to protect the collateral. Having boat insurance can cover the owner from most out-of-pocket costs in an on-the-water accident.

Protection for Boats Off the Water

Things can become tricky when it comes to off-the-water damage to a boat. If the boat sits idle on the owner’s property, the property insurance may or may not cover damages. The same applies to the boat attached to the trailers on the vehicles if an accident occurs. There is only one positive answer if damage occurs to a boat off the water: to check with the insurance company policy.

Infinity Insurance Group Can Help

Every situation is different and requires inquiries into the details of coverage. Never assume a situation that is covered. The only sure way to know is to speak with us at Infinity Insurance Group, serving the Post Falls, ID area. Call us today and find out more information. 

Safe driving tips for new drivers

As a new driver here in the Post Falls, ID area, it’s important to practice safe driving habits at all times. Driving safely on the roads and highways can help prevent accidents and keep you and other drivers safe. Here are some tips from us at Infinity Insurance Group for new drivers on how to stay safe while behind the wheel.

Safe driving tips for new drivers

1. Adjust Your Mirrors

Make sure your side-view mirrors are adjusted so that you can see other vehicles in your blind spots. This will help ensure that no one is in an area of your car that you cannot see.

2. Take Your Time

Don’t rush when driving, especially if you’re a new driver. Take your time to become comfortable with the road and traffic conditions around you before picking up speed. 

3. Obey Speed Limits

 It’s important for all drivers, especially new ones, to obey speed limits at all times. Speeding increases the risk of an accident, so be sure to stay within the posted limits when driving. 

4. Stay Alert

 Don’t let yourself get distracted while driving; always keep your eyes on the road and remain focused at all times. Keep both hands on the wheel and don’t use a cell phone while operating a vehicle. 

5. Be Prepared

Being prepared is key to staying safe while driving. Make sure that your vehicle is in good working order, check tire pressure before each trip, and always make sure that your headlights are working properly at night or in bad weather conditions. 

Give Us A Call

Following these simple tips can help keep new drivers safe on the roads and highways. For more tips on how to stay safe in the Post Falls, ID area, give us at Infinity Insurance Group a call today!

Partner Carriers

  • Aflac
  • Allied Insurance Company
  • American Modern
  • Blue Cross of Idaho
  • Foremost
  • Gem State
  • GeoVera Insurance Company
  • Hartford
  • Idaho State insurance Fund
  • Kemper Preferred
  • MetLife
  • Philadelphia Insurance Companies
  • Progressive Insurance
  • Regence
  • Safeco
  • Travelers
  • Viking (Dairyland) Insurance Company