Month: March 2024

Living in Post Falls, ID, can provide you with gorgeous views, beautiful weather year-round, and so much more. When you look to protect your home, it’s important to consider your coverage with your home insurance policy. Infinity Insurance Group has a few tips for you to consider.

Consider Potential Issues

When you have home insurance, your goal should always be to have sufficient coverage to file a claim with minimal out-of-pocket expenses. To do that, you must explore all potential issues affecting your home.

Consider where you live, how often you entertain, the value of your belongings, and even the age of your home.

Some of the common claims that people file include:

• Wind damage
• Water damage
• Fire damage
• Break-ins
• Property damage caused by neighbors or contractors

Once you’ve considered what could happen, you can start to equip your policy with more coverage.

Value Your Home

The value of your home can go up as you remodel, upgrade roofing, and more. Additionally, you want to consider the value of everything inside your home – furniture, electronics, keepsakes, and more.

Establishing a true value for your home and everything in it will ensure that your policy reflects that. Otherwise, you could spend more out of pocket on repairs and replacements.

Get Help from an Insurance Agent

Home insurance encompasses four aspects of coverage, including dwelling, other structures, personal property, and liability. However, how much goes into these coverage levels is entirely up to you.

To ensure you have considered everything, it is important to work with an insurance agent who will personalize your policy.

When you’re working to maximize your home coverage in Post Falls, ID, call Infinity Insurance Group. We’re here to help you every step of the way.