Post Falls Office
755 N Regal Ct
Post Falls, ID 83854

Local: (208) 773-7531
Toll Free: (877) 817-1406
Fax: (866) 800-5014
info@infinityinsgroup.com

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Infinity Insurance Group

Post Falls Office

755 N Regal Ct,
Post Falls, ID 83854

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Commercial Insurance Breakdown

Infinity Insurance Group is an independent agency. We are committed to helping our clients find the coverage they need to navigate life’s risks. We work with multiple carriers throughout Post Falls, ID and beyond. We are confident that we can help you find a custom policy that suits your personal situation.

Commercial Insurance Breakdown

The Post Falls, ID economy thrives based on the success of small businesses. As a local business owner, you’re likely brainstorming to help improve your business. Commercial insurance helps take some pressure off of your shoulders. Accidents can happen at any moment. Commercial insurance protects you if your property suffers damage due to an accidental fire. You are also covered if your equipment is stolen or damaged. Liability coverage is a significant part of your policy. There is likely high activity at your business every day. Liability coverage protects you if one of your customers suffers an injury while visiting your property. You are also covered if your products damage someone’s property. Workers’ compensation protects your business against potential litigation involving an employee injury. If one of your employees is injured on the job, workers’ compensation will cover their treatment. A strong workers’ compensation policy can also help you attract top talent.

You can round out your commercial insurance policy with different types of coverage depending on your needs. Commercial auto insurance covers any vehicles that you use for business-related endeavors in the event that something goes wrong. Emergency interruption coverage is another option to consider. This type of coverage protects your business if your place of operations suffers serious damage. Emergency interruption coverage assists your business by helping your business continue to function while the repairs are made.

Infinity Insurance Group Will Help You Cover Your Assets

Contact us today to learn more information about commercial insurance.  

Buying Commercial Insurance

Commercial insurance is an essential aspect of any business. Your business is one of your greatest assets, so it makes sense that you would speak to the Infinity Insurance Group serving Post Falls, ID about protecting your assets.

When buying commercial insurance, you first need to look at the state-required insurance for businesses. In ID, workmen’s compensation insurance is a type of liability insurance for if employees become ill or injured at work or due to work and is required by law.

When you are buying insurance, you need to be very clear about your requirements. Where is the most risk to your business, and what type of business are you in? A bakery store will have different insurance requirements when compared to an auto repair shop or a factory.

Do you have a lot of assets that need protection from theft, vandalism, or damage? What are the values of these assets? To insure your assets correctly, you need to know their worth.

Where are you open to the possibility of liability? Cover these well. Legal liability can often break a business, and legal costs and settlements can cost millions of dollars. Certain liability policies will include financial cover for defense costs.

Do you have vehicles that you use for your business? Are these correctly insured, and are your drivers correctly listed? If you are home-based and use your personal vehicle for business purposes, you may not have adequate insurance.

It is not enough to buy commercial insurance; you need to review your commercial insurance annually or whenever there are big changes in your business. Speak to the Infinity Insurance Group serving Post Falls, ID and ensure your business and assets are correctly and adequately covered.

How Does Idaho Commercial Insurance Protect My Small Business?

To be successful in business, one must have outstanding commercial insurance. Various disasters can occur, jeopardizing your business operations and leaving you with massive financial liabilities. The good news is that partnering with an insurance agent with your interests at heart can protect your business against many eventualities. 

 Are you looking for business insurance in Post Fall, ID? You can trust Infinity Insurance Group for all your commercial insurance needs. When you buy commercial insurance coverage from us, it will protect you in the following ways: 

Compliance with the law

The state of Idaho requires businesses to carry a workers’ compensation insurance policy if it employs one or more part-time or full-time employees. Failure to have this insurance may result in civil and criminal penalties. Additionally, all business-owned vehicles in Idaho must maintain commercial auto insurance to cover your car and driver when involved in an accident.  

Assets protection

Commercial property coverage covers your business structure and contents, including computer equipment, inventory, and other assets. If a disaster were to strike, this coverage compensates you for the loss up to your policy limit.

Protecting employees

If you have employed one or more workers or occasional or seasonal employees, you are legally mandated to maintain workers’ comp insurance. This policy is designed to protect your employees from work-related injuries and illnesses. 

Liability protection

General business liability insurance mitigates costs associated with several liabilities you encounter during your daily business operations, including advertising injury, bodily injury, and property damage.

Cushioning your business against cyberattacks

Web presence is a significant necessity to operate a business in the modern-day business climate. Unfortunately, online companies are prone to the risk of cyberattacks. As such, you need cyber insurance to protect you against data breaches and cyberattacks.

Commercial insurance in Post Falls, ID

If you need assistance in determining what type of commercial insurance you need, call or visit our Infinity Insurance Group offices situated in Post Falls, ID. Our agents will answer any queries you have about commercial insurance.

Partner Carriers

  • Aflac
  • Allied Insurance Company
  • American Modern
  • Blue Cross of Idaho
  • Foremost
  • Gem State
  • GeoVera Insurance Company
  • Hartford
  • Idaho State insurance Fund
  • Kemper Preferred
  • MetLife
  • Philadelphia Insurance Companies
  • Progressive Insurance
  • Regence
  • Safeco
  • Travelers
  • Viking (Dairyland) Insurance Company