Post Falls Office
755 N Regal Ct
Post Falls, ID 83854

Local: (208) 773-7531
Toll Free: (877) 817-1406
Fax: (866) 800-5014


Click to Call
Infinity Insurance Group

Post Falls Office

755 N Regal Ct,
Post Falls, ID 83854

Get Directions

Instant Quote

"By comparing multiple insurers, we deliver the best combination of price, coverage, and claims practices."

All in one Place

Insured Happy Family

Specialized Insurance Products for Commercial Business Owners

Specialized insurance products protect businesses in specific situations. Review some products that will keep your business afloat during an unforeseen setback.

Product Liability Coverage

Product liability coverage offers protection if a product malfunctions or causes harm to a consumer. This type of coverage protects against defects that occur when a product is manufactured. It covers legal expenses that may ensue as a result of the defect.

Commercial Property Coverage

Business property coverage provides protection when a building or land used by a place of business is damaged or vandalized. It also covers machinery, inventory, furnishings, and other essentials that become inoperable due to damage or vandalism.

Business Interruption Coverage

Business interruption coverage provides funding to keep a business running during a crisis. It will pay for replacement materials, furnishings, and other essentials damaged by criminal activity or a natural weather event.

Employment Practices Coverage

Employment practice coverage provides legal protection. If an employee sues an employer, this type of coverage will be useful. The coverage protects against discrimination, harassment, wrongful firing, and other types of accusations that occasionally occur within a place of business.

Flood Coverage

Flood coverage offers protection against water damage. This type of coverage will cover costs associated with natural weather events that result in water damage. The coverage will pay for cleaning processes and the repair or replacement of inventory, machinery, and other essentials used within a place of business.

Contact Infinity Insurance Group

At Infinity Insurance Group, we protect business owners’ rights. Please schedule a consultation with one of our agents serving the Post Falls, ID, region to discuss your commercial business insurance needs.

Hospitality Safety Nets: The Role of Commercial Insurance in the Hotel Industry

The hotel industry is a dynamic and fast-paced sector catering to travelers worldwide, especially in the Post Falls, ID area. While hotels aim to provide their guests with a safe and comfortable experience, they also face various risks and challenges. These challenges include accidents, property damage, lawsuits, and unexpected events that can disrupt business operations. Commercial insurance protects hotel owners and guests and is a crucial safety net for the hotel industry.

The Comprehensive Nature of Commercial Insurance

Commercial insurance, tailored to meet the needs of businesses, offers a comprehensive safety net for hotels. It encompasses various types of coverage, each serving a specific purpose in safeguarding the interests of the hotel industry.

Property Coverage: Protecting Physical Assets

Hotels rely heavily on their physical assets, including buildings, furnishings, and equipment. Property coverage within commercial insurance protects these assets against various risks, such as fire, natural disasters, vandalism, and theft. This ensures that hotels recover from damage swiftly and continue providing their guests with a safe and comfortable environment.

Liability Protection: Managing Legal Risks

Hotels interact with guests, employees, suppliers, and third parties daily, which can lead to various liability risks. Commercial insurance includes liability protection to address potential claims related to accidents, injuries, or property damage on the hotel’s premises. This coverage safeguards hotel owners from costly legal actions.

Business Interruption Coverage: Maintaining Operations

Unforeseen disruptions are problematic, such as fires, floods, or other events that temporarily force a hotel to close. Business interruption coverage compensates hotels for lost income and additional expenses during downtime, allowing the business to remain financially stable.

Infinity Insurance Group Can Help You

At Infinity Insurance Group, we can help answer questions concerning commercial insurance. We serve the Post Falls, ID area. Contact us today. 

Three things you’ll like about having commercial insurance

If you are a business owner, you need to insure your company. At Infinity Insurance Group, we offer commercial insurance in Post Falls, ID. 

Carrying commercial insurance makes your life easier as a business owner.

The following are three things you’ll like about having commercial insurance:

Worrying less about the financial future of your company

If your company is not protected with insurance coverage, your livelihood could be at risk. When you invest in commercial insurance, you don’t have to worry as much about your company’s future thanks to the fact that you are financially protected. 

Meeting legal requirements

Commercial insurance is sometimes required by law. Companies with employees usually need workers’ compensation coverage. Companies that rely on vehicles need commercial auto coverage.

If you don’t meet legal requirements regarding commercial insurance, you could face serious consequences. Carrying commercial insurance helps you to avoid penalties that could result from violating legal requirements to carry commercial insurance. 

Being able to acquire financing 

Being able to get the financing you need to grow your company is important. A lot of lenders require insurance coverage before they will approve a company for business financing. 

If you carry commercial insurance, you will probably find that it’s easier to acquire the capital you need to take advantage of opportunities and grow your company. Commercial insurance can therefore make it easier for your company to reach its full potential by seizing commercial opportunities. 

Reach Out To Us

If you need to insure your company in the greater Post Falls, ID region, get in touch with us at Infinity Insurance Group. We’ll provide you with a quote on a policy and answer any questions you have about your commercial insurance needs. 

3 Way Commercial Insurance Helps Protect Your Business

Commercial insurance can be kind of a broad umbrella, but it all helps protect your business and keep it running in the event of an accident or disaster. At Infinity Insurance Group, serving the Post Falls, ID area, we’re proud to help you navigate the sometimes confusing world of commercial insurance, and find the best policies for you and your business needs.

3 Way Commercial Insurance Helps Protect Your Business

1) Commercial property insurance helps keep your physical business safe

This kind of insurance works to protect your business from damages caused by fire, theft, burst pipes, explosions, or vandalism. Every business can benefit from having a good commercial property insurance policy, especially if they handle dangerous material, or the business may become a target for vandals.

2) Commercial liability insurance helps protect you and your business from lawsuits and medical costs

The business liability insurance works to protect businesses from claims resulting from normal business operations, including physical injury or property damage.

3) Commercial auto insurance helps keep your employees safer on the road

Commercial auto insurance helps to cover vehicles used for business purposes, be they cars, trucks, or vans. It also covers vehicles in the event of an accident or needed repair.

Give Us A Call

Contact us at Infinity Insurance Group today and we’ll help get you set up with the commercial insurance that will work best for you, your budget, and your business. We’re glad to serve the Post Falls, ID area, and are always happy to help. You deserve to run your business in peace, without worrying over what might happen in the event of an accident. Give us a call or stop in today and we’ll help you look after your business, now and in the future.

Commercial Insurance Breakdown

Infinity Insurance Group is an independent agency. We are committed to helping our clients find the coverage they need to navigate life’s risks. We work with multiple carriers throughout Post Falls, ID and beyond. We are confident that we can help you find a custom policy that suits your personal situation.

Commercial Insurance Breakdown

The Post Falls, ID economy thrives based on the success of small businesses. As a local business owner, you’re likely brainstorming to help improve your business. Commercial insurance helps take some pressure off of your shoulders. Accidents can happen at any moment. Commercial insurance protects you if your property suffers damage due to an accidental fire. You are also covered if your equipment is stolen or damaged. Liability coverage is a significant part of your policy. There is likely high activity at your business every day. Liability coverage protects you if one of your customers suffers an injury while visiting your property. You are also covered if your products damage someone’s property. Workers’ compensation protects your business against potential litigation involving an employee injury. If one of your employees is injured on the job, workers’ compensation will cover their treatment. A strong workers’ compensation policy can also help you attract top talent.

You can round out your commercial insurance policy with different types of coverage depending on your needs. Commercial auto insurance covers any vehicles that you use for business-related endeavors in the event that something goes wrong. Emergency interruption coverage is another option to consider. This type of coverage protects your business if your place of operations suffers serious damage. Emergency interruption coverage assists your business by helping your business continue to function while the repairs are made.

Infinity Insurance Group Will Help You Cover Your Assets

Contact us today to learn more information about commercial insurance.  

Buying Commercial Insurance

Commercial insurance is an essential aspect of any business. Your business is one of your greatest assets, so it makes sense that you would speak to the Infinity Insurance Group serving Post Falls, ID about protecting your assets.

When buying commercial insurance, you first need to look at the state-required insurance for businesses. In ID, workmen’s compensation insurance is a type of liability insurance for if employees become ill or injured at work or due to work and is required by law.

When you are buying insurance, you need to be very clear about your requirements. Where is the most risk to your business, and what type of business are you in? A bakery store will have different insurance requirements when compared to an auto repair shop or a factory.

Do you have a lot of assets that need protection from theft, vandalism, or damage? What are the values of these assets? To insure your assets correctly, you need to know their worth.

Where are you open to the possibility of liability? Cover these well. Legal liability can often break a business, and legal costs and settlements can cost millions of dollars. Certain liability policies will include financial cover for defense costs.

Do you have vehicles that you use for your business? Are these correctly insured, and are your drivers correctly listed? If you are home-based and use your personal vehicle for business purposes, you may not have adequate insurance.

It is not enough to buy commercial insurance; you need to review your commercial insurance annually or whenever there are big changes in your business. Speak to the Infinity Insurance Group serving Post Falls, ID and ensure your business and assets are correctly and adequately covered.

How Does Idaho Commercial Insurance Protect My Small Business?

To be successful in business, one must have outstanding commercial insurance. Various disasters can occur, jeopardizing your business operations and leaving you with massive financial liabilities. The good news is that partnering with an insurance agent with your interests at heart can protect your business against many eventualities. 

 Are you looking for business insurance in Post Fall, ID? You can trust Infinity Insurance Group for all your commercial insurance needs. When you buy commercial insurance coverage from us, it will protect you in the following ways: 

Compliance with the law

The state of Idaho requires businesses to carry a workers’ compensation insurance policy if it employs one or more part-time or full-time employees. Failure to have this insurance may result in civil and criminal penalties. Additionally, all business-owned vehicles in Idaho must maintain commercial auto insurance to cover your car and driver when involved in an accident.  

Assets protection

Commercial property coverage covers your business structure and contents, including computer equipment, inventory, and other assets. If a disaster were to strike, this coverage compensates you for the loss up to your policy limit.

Protecting employees

If you have employed one or more workers or occasional or seasonal employees, you are legally mandated to maintain workers’ comp insurance. This policy is designed to protect your employees from work-related injuries and illnesses. 

Liability protection

General business liability insurance mitigates costs associated with several liabilities you encounter during your daily business operations, including advertising injury, bodily injury, and property damage.

Cushioning your business against cyberattacks

Web presence is a significant necessity to operate a business in the modern-day business climate. Unfortunately, online companies are prone to the risk of cyberattacks. As such, you need cyber insurance to protect you against data breaches and cyberattacks.

Commercial insurance in Post Falls, ID

If you need assistance in determining what type of commercial insurance you need, call or visit our Infinity Insurance Group offices situated in Post Falls, ID. Our agents will answer any queries you have about commercial insurance.

Partner Carriers

  • Aflac
  • Allied Insurance Company
  • American Modern
  • Blue Cross of Idaho
  • Foremost
  • Gem State
  • GeoVera Insurance Company
  • Hartford
  • Idaho State insurance Fund
  • Kemper Preferred
  • MetLife
  • Philadelphia Insurance Companies
  • Progressive Insurance
  • Regence
  • Safeco
  • Travelers
  • Viking (Dairyland) Insurance Company