Month: October 2025

Investing in term life insurance takes time, but it allows you to protect your loved ones from the unknown and have peace of mind. Part of the process is deciding on the term length.

At Infinity Insurance Group, we help clients in Post Falls, ID, and the surrounding area understand their coverage options and select the best policy for their needs.

Choosing the Right Term Length

One of the most important decisions you will make when purchasing a term life insurance policy is selecting the term, or length of coverage. You can choose coverage that is as long as you like, based on what the insurer offers.

Many people choose a long-term life insurance policy to cover their family throughout the length of their mortgage. If you die before paying it off, your family will have the funds to cover those costs. Alternatively, many purchase term insurance that lasts until their children are adults, throughout their working career, or even for their life.

You may be able to convert your term life insurance policy into a whole life insurance policy, which lasts for your entire lifetime. However, it’s usually less expensive to purchase life insurance when you are younger.

Make the Decision With Some Guidance

If you are unsure if or when you should purchase life insurance, our team can help. Infinity Insurance Group can help you compare options to determine which policy best fits your needs. If you are in Post Falls, ID, contact us for a consultation and quote.