Specialized Insurance Products for Commercial Business Owners

Specialized insurance products protect businesses in specific situations. Review some products that will keep your business afloat during an unforeseen setback.

Product Liability Coverage

Product liability coverage offers protection if a product malfunctions or causes harm to a consumer. This type of coverage protects against defects that occur when a product is manufactured. It covers legal expenses that may ensue as a result of the defect.

Commercial Property Coverage

Business property coverage provides protection when a building or land used by a place of business is damaged or vandalized. It also covers machinery, inventory, furnishings, and other essentials that become inoperable due to damage or vandalism.

Business Interruption Coverage

Business interruption coverage provides funding to keep a business running during a crisis. It will pay for replacement materials, furnishings, and other essentials damaged by criminal activity or a natural weather event.

Employment Practices Coverage

Employment practice coverage provides legal protection. If an employee sues an employer, this type of coverage will be useful. The coverage protects against discrimination, harassment, wrongful firing, and other types of accusations that occasionally occur within a place of business.

Flood Coverage

Flood coverage offers protection against water damage. This type of coverage will cover costs associated with natural weather events that result in water damage. The coverage will pay for cleaning processes and the repair or replacement of inventory, machinery, and other essentials used within a place of business.

Contact Infinity Insurance Group

At Infinity Insurance Group, we protect business owners’ rights. Please schedule a consultation with one of our agents serving the Post Falls, ID, region to discuss your commercial business insurance needs.